Bai Muajjal is Reducing the Influence of the Middleman (Arthi) Culture in Pakistan's Agriculture Sector

Authors

  • Tahir Mehmood Minhaj University Lahore, Pakistan

Keywords:

Bai Muajjal , Pakistan's agriculture, interest-based loans, Fair pricing for farmers

Abstract

The agriculture sector provides food and jobs for every country. In Pakistan, it plays a crucial role in supplying food and employing labor. This study aims to introduce an Islamic Shariah-based facility called Bai Muajjal, designed to enhance Pakistan's agricultural sector, support farmers, and reduce reliance on intermediaries and interest-based loans. It employs a qualitative approach and presents findings from interviews. The results show that farmers value this type of facility. They find it easier to access inputs at lower costs and avoid intermediaries when purchasing inputs. A limitation of this study is that it includes only farmers from Punjab and does not include interviews from other regions. The effectiveness of this model will become clear only after it is implemented in the agriculture sector.

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Published

2025-06-25

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Mehmood , T. (2025). Bai Muajjal is Reducing the Influence of the Middleman (Arthi) Culture in Pakistan’s Agriculture Sector. Journal of Contemporary Social Issues, 1(1), 36–45. Retrieved from https://srdikr.com/index.php/jcsi/article/view/1

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Vol. 1 No. 1: Summer 2025

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